How to get the best rates on car insurance

It’s always time to reassess your finances. Looking for ways to cut back on your monthly bills? Take a stop at your car insurance bill. There are ways to make that bill slow down a little and yield to your wallet. Here are a few ways to check out with your auto insurer.

No accidents for the past few years? See if your insurance company has a discount for great drivers.  If not, shop around and see if you can get a discount with another company who does.

Have other insurance policies? Try combining them under one company and see what kind of response you get. Pool your life, home, health and auto insurance under one roof and you could see considerable savings.

How about other cars? Make sure your company is giving you a discount for insuring your fleet of two or three cars.
What about the preventative stuff…insurance companies realize that you get few injuries with all the right stuff installed in your car like automatic seat belts and air bags and therefore they shell out fewer dollars on your behalf. Make sure you are getting this Vehicle Safety Discount. Antitheft devices also can knock off a few dollars.

Got a few extra minutes? Take a defensive driving class if it will save you some on your premium. How about your kids that drive? If they are good students, we’re talking B’s here, you may get another cost break.

Then compare your policy with other insurers to make sure you are getting the best deal.