Pre-Paid Cell Phones
If you see yourself using the cell phone for those "just in case" situations for yourself or your children, if you have a credit problem, or if you have no idea how often you will be using your cell phone, a prepaid plan might be the best option.
Here's how it works. Rather than a long-term contract, you buy just the amount of monthly time you think you'll need. Although the plans can vary from company to company, most include free long distance and roaming, the basics of cell phone usage. There are no hidden fees, no credit checks necessary and no upfront security deposits, a great option for those with a poor credit history, or on a tight budget.
Prepaid plans allow for flexible usage and it's easy to add minutes to your account on-line, via phone or bank machine.
Keep in mind your cost per minute will be significantly higher, and you can lose the minutes you have paid for if you don't use them within a specified time frame.
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